The WebMoney payment system needs no introduction. She was the first to begin her work in Russia and neighboring countries. However, time goes by, the design of WM is changing, new functions are being added, modern technologies are being implemented.

And, despite the fact that WebMoney has been working for quite a long time, many still do not know what a WMZ wallet is and how to work with it. This will be discussed further in this article. You will learn what a Z-wallet is, how to create it, find out its number, features and much more.

What is WMZ in WebMoney

So, first of all, you should answer the question: WMZ - what kind of currency is it? And for this you need to understand the mechanisms of operation of this payment system. There is no usual understanding of “Money” here. In this wallet, instead of them there are conventional units, which are called title units. These title units may correspond different types currencies In this case, title units are stored in the corresponding wallets.

WMZ is a dollar wallet designed to work with American dollars.

Essentially, these are the same dollars, but in digital form. Their rate corresponds to the rate of real USD, they can be spent when paying for goods and services in foreign online stores, they can be withdrawn to the appropriate bank card or account.

How to create a WMZ WebMoney wallet

The question of how to add a dollar wallet to WebMoney has its own nuances. The point is that not everyone can do this. And the reason is that to get started you will need to get at least . To do this, you need to fill out your details and upload a copy (photo) of your passport. Only after this you will be able to create additional foreign currency accounts.

It is worth noting that this can be done in two ways:

• Via Keeper WinPro.
• Via Keeper Standard.

Both options are quite simple and straightforward. But, Keeper VinPro has a more convenient interface and advanced features.

At the same time, you need to remember that it is impossible to create a VSW wallet. IN mobile application you can only add an already created invoice so that the program displays it.

Conclusion

Regarding the withdrawal of title units of a WMZ wallet, it is worth understanding that if you plan to transfer funds to a bank card or account, then the card must be in dollars. There is no automatic conversion here. You must convert the currency yourself, and only then withdraw it. At the same time, not everyone can withdraw WebMoney to VSW. Here, a lot depends on the type of certificate, which should be no lower than formal.

Exchange

If you have a WebMoney Z-wallet, you can exchange these title units for another currency. Moreover, in absolutely any direction. The main thing is that you have wallets for the required currencies. We discussed how to create them above using a dollar account as an example. Like any other operation, the exchange can be performed in three ways:

• Via Keeper Standard.
• Via Keeper Mobile.
• Via Keeper WinPro.

Each method may be convenient in a given situation. But in general, if you are at home and working on a computer, then it is better to use Keeper Classic (aka WinPro), as it has the most convenient and intuitive interface.

Regarding conversion, you should know that the exchange rate differs from that established by the National Bank (NB). There are different ways to do this:

• Through the WM exchange.
• Through built-in sharing tools.

Information for those who have not read: any information sooner or later becomes irrelevant. If you notice that something we described below is not going as you see in practice, please contact us for support. We will definitely help and correct the texts with pictures. New recruits will thank you! Let's go...

WMID is a kind of your registration number in the system, which in turn may have several WebMoney wallets of various types.

Transfers can only be made between WebMoney wallets one type. That is, you can transfer money from your Z-wallet to the Z-wallet of another participant in the system. But you cannot transfer money from a Z-wallet to an R-wallet and so on. To convert you can use the link.

We're done with theory, let's move on to practice. Let's create the ones we need WebMoney wallets.

After registering in the system, we, as you remember, got into your account. If for some reason the window was closed by you, go to the page https://my.webmoney.ru/ again and log in by indicating your address email or number mobile phone, as well as a password (we came up with it during registration and remembered it. Or maybe we even wrote it down somewhere). Go to the tab Finance and click on plus.

On the opened new page in the right column we indicate what type WebMoney wallet we need it. Read the text of the agreement and check the “I accept the terms” checkbox. Press the button Create.

If at creating wallets type WMU or WMR You do not see them among those proposed for creation, then you will need to obtain and upload a photo of the document to the system server.

Sometimes users encounter the error " This account already has the specified wallet type". In this case, simply log out of your account and log in again: the cached information will be updated and you will see the current status of the wallets.

Please note that when creating some WebMoney wallets Various errors may occur. For example, you may be asked to go to the certification center website https://passport.webmoney.ru and indicate your passport information. In other words: get it instantly and for free. If you have received a formal certificate, but you are still asked to provide your passport information, upload a photo of your document to the server and wait for the administrator of the certification center to verify the provided data. Document verification takes up to two working days.

We pay special attention to the fact that to create a WMB wallet, you must first obtain at least an initial certificate, otherwise you will constantly receive an error. We provide the procedure for obtaining such a certificate in the WebMoney system. Obtaining a certificate when creating this WebMoney wallet prescribed by the laws of Belarus, which require online payments to be made only by verified users.

If you need to create another type WebMoney wallet, then click the “Create” link again and repeat the procedure.

To find out the number WebMoney wallet and the balance on it, open the “Wallets” tab in your account. Numbers WebMoney wallets we have indicated in the screenshot below in blue and the amount in green.

Numbers WebMoney wallets If necessary, you can write it down somewhere; this is not secret information. In order to get the money you need WebMoney wallet, just give his number to your correspondent. You can withdraw funds from your wallet and receive cash (real) money later at.

Let's move on to learning the procedure that will often be required of you - on various services.

Webmoney is a reliable and practical system, but sometimes questions arise about the interface. In order to shed light on incomprehensible functions and understand what currencies Webmoney works with, we suggest that you read this article.

Currencies that Webmoney works with

Currencies Webmoney wallets such:

All currencies can be freely converted into others, but the conversion rate is not the best. This is a kind of payment for quality, speed of service and reliability. Money can be withdrawn to bank cards at any time, in any available currency.

WMX and WMG wallets are worth mentioning separately. These Webmoney currency symbols do not have real money equivalents. The WMX wallet is designed for storing cryptocurrency, it can be useful for people who make money online, but to the average user unnecessarily.

The WMG wallet stores money in the form of bank gold. It should not be touched unless you are working with precious metals. True, gold is very stable. If you need to save a large amount for a long period of time, you should consider this option.

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Obtaining a high-level certificate

Registration on the site is simple. After registration, a dollar wallet (WMZ) is automatically created, and an alias certificate is assigned. Certificates are created to indicate the client's level of verification. In other words, the higher the level of the certificate, the more reliable and trustworthy the user is considered.

The capabilities of a pseudonym certificate are very limited. In fact, you can only use an already created dollar wallet. To create other currency wallets, you will need to obtain at least a formal certificate.

At first glance, this may seem unsafe, but there is no need to worry, all data is confidential. They are requested for user safety and to prevent fraud. After entering the data, you will need to upload a scan of your passport and wait a bit. Usually, within 24 hours after confirmation of information, the administration issues. It is enough to work with all currency wallets.

How to create a Webmoney currency wallet

So we got to how to create a currency wallet on WebMoney. On the main page in the finances tab, at the very top there is a button:

When clicked, the wallet creation menu will open. In it you need to select the wallet currency, agree to the terms and conditions and that’s it. The new wallet is ready. The name will consist of a letter indicating the currency and twelve digits. This data is worth recording if you plan to actively use electronic money. In addition to the wallet number, you need to know the WMID. This is your personal account number, located in the upper right corner.

To top up any wallet, it is not necessary to have the required currency on the card. Funds are converted automatically when deposited into your account at the Webmoney rate.

Currency conversion between wallets

And now about how to choose a currency in WebMoney. Currency exchange is available in the Webmoney system. You can exchange funds on all existing wallets.

Before converting currencies to WebMoney, you need to open the panel with all the wallets. Then select the one on which you want to exchange funds, and as shown in the figure above, click on “transfer funds”. A tab with rates will open where you can make an exchange. Remember, exchange is made at the tourist rate, which is higher than the bank rate.

Working with Webmoney accounts is not as difficult as it might seem at first glance. There are a few worth remembering simple rules and working with money on the Internet will become fast, convenient and effective.

Firstly, keep all the necessary data (wallet numbers, passwords) at hand. It's better to have quick access when you need them.

Secondly, you should not save time by saving your password in your browser. The risk of losing money is not worth the cost of a couple of minutes saved.

Thirdly, with practice, usage skills develop. The more operations you perform, the better and easier they will turn out.

If after reading the article you still have questions about how to change the currency in your WebMoney wallet, I recommend watching this video below. It shows the exchange of currencies between Webmoney wallets.

Webmoney is one of the oldest electronic payment systems, which is known in many countries. Its huge advantage is the ability to work with several popular currencies. With funds from Webmoney wallets you can pay in many online stores, pay for many different services (fines, public utilities, cellular communication and others). Creating a dollar wallet in the system does not pose any particular difficulties.

For WM wallet owners

If you are already registered in the Webmoney system, then creating a dollar wallet is not difficult. To do this, you need to go to the payment system website, enter your username and password, the symbols from the picture. Once in your account, you need to click on the “wallets” tab, where all your wallets in different currencies are displayed. In the line where they are displayed, there is a tab “add more” and a plus is drawn. In the tab that opens, you need to select the desired currency and wallet type from the drop-down list. For dollars, the wallet is designated as “WMZ”. You must carefully read the terms of the agreement for the use of the services of the payment system and wallet in particular, then check the box for accepting the agreement. Press the “create” button.

After these steps, the system will redirect you to a page with all your wallets, where the created dollar wallet will be displayed. You can write down its number so that it is always at hand or just remember it. Your wallet is ready to accept and send payments.

For those who are not registered in the system

To create a dollar wallet in payment system Webmoney, you need to go through a simple registration procedure. Click the "registration" tab, then select the registration type. There are only two of them: for those who do not yet have their own account in the system, and for those who already have a WMID number (your account number), but want to use it through the Keeper Mini program.

To register, you can enter your phone number, linking your wallet to it, or select your account details in any popular social network. After this, you need to fill out registration data (full name, residential address, passport details, etc.), confirm your email and mobile phone address, and create a password for the system.

After registering, you can choose any type of your first wallet. For example, dollar. You will also have to read the terms of the agreement and confirm your consent. After this, you will have access to operations in the system and outside it, where the electronic currency Webmoney is accepted.

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