Sometimes the money allocated to your mobile account runs out unexpectedly, and you need to make calls urgently and constantly be available for contact. How to borrow on MTS? Absolutely simple. In such a situation, ordering the promised payment quickly helps out, thanks to which it is possible to borrow from the operator mobile communications. Company mobile networks took care of customers by enabling this function.

You can only use mobile network services with a deposit in your account. If the balance is low and negative (minus), the number is automatically blocked by the system for all outgoing signals. Although receiving incoming voice calls, messages will be possible.

Sometimes you have no time to quickly run to a self-service terminal, top up your mobile number using another method, and the fastest correct option- borrow money from MTS. The loan procedure from the red operator is called a promised payment, and can be provided to any users of the company in varying amounts. Using the option of borrowing funds - borrowing money from the operator company - is partially permitted, including if there is a minus on the phone - if the minus is not more than 30. With a large loan the function will not connect.

Conditions for providing a credit option

At the user's request, the company issues its loan on its own terms, for a fixed fee for temporary use of them cash. The subscriber can only request the amount he needs; the remaining points of the debt obligations do not change. The permitted limit, how much money is allowed to be borrowed, is different for everyone, depending on the frequency of use of the operator’s offers by the consumer.

It is permissible to borrow from MTS for a phone within the range of 10 - 800 rubles. The limit of the allowed loan amount is determined by the number of mobile services used monthly by a particular subscriber. For users who top up their smartphone account with less than 300 rubles per month, the largest allowable amount of a temporary loan will be 200 rubles. Credit money from the network company is given for three days. During this period, or upon expiration of the allotted period, it is necessary to reimburse the funds by depositing them into the account of your subscriber number.

The top-up amount must cover the amount of debt taken on the phone plus a fee for the temporary use of money. If you create a deposit within the allotted period, the number will be blocked and it will be impossible to make any outgoing communications. The blocking will be automatically lifted after the debt is fully repaid.

How to borrow money for your phone from MTS

The most convenient way to try to borrow money from MTS is to send a USSD request in the format *111*123#. After calling this combination, it will appear on the smartphone screen additional window, in which you need to indicate how much you want to borrow: 50, 100, 150, 200 rubles and so on.

To order the promised payment, you can use:

• My MTS application. In the menu you need to find the option at zero, where it is possible to temporarily withdraw funds until the next replenishment to the authorized subscriber number;
• You can borrow money on the operator’s official website. After logging into the user account, you need to go to the payment point, then follow the link of the desired option. By following the instructions and completing the necessary steps, we receive credit funds for your mobile number;
• Another existing way to borrow virtual funds from an operator cellular communication- call 1113, provide the required information, get the desired loan.

The required amount is sent to you within a few minutes. subscriber number, when activating the option in absolutely any way. The client receives an SMS message on his smartphone with a notification.

For using the money that the provider lends, a fee is deducted from the account. Borrow from MTS 10 – 29 rubles. possible without a commission, you will only need to return the borrowed amount without overpayment. If you borrow more than 30 rubles, the commission will be written off in the established amount:

• For a loan within the range of 31-99 = 7 rubles;
• 100-199 = 10 rubles;
• 200-499 = 25 rubles;
• more than 500 = 50 rub.

They often borrow 50, 150, 100 rubles from MTS, that is, a round number for convenience. But, a little trick: you can apply for absolutely any loan within the available limits. To save on overpayments, you should borrow not 100, but 99 rubles, not 200, but 199 rubles. Insignificant, but it will cost you less to overpay.

It is not necessary to borrow 200 rubles. on the phone, so that it will certainly be enough. The larger the loan size, the larger the commission. With one active loan, if necessary, it is possible to borrow money from MTS again, only the second loan must be larger than the first, covering the loan and commission for the previous loan. Thus, the first is paid off and the second becomes the only debt.

The commission fee for using money on credit is written off for each issued loan ordered, that is, every time you take money from MTS. Connecting to the service is free. If you repay the borrowed money in good faith and on time, you can use the promised payment function an unlimited number of times.

Replenishment of account after promised payment

After a loan has been issued, you must return it. How can I independently calculate how much to deposit into my account?

Let’s say you had 1 ruble on your balance, borrowed 50 rubles for your phone from MTS and made free calls without spending a penny. When, after three days, the operator takes his funds back, a ruble will also remain in the account. When replenishing the balance by any amount, a commission for using the service will be debited - 7 rubles.

Another situation for using a credit limit. If you borrow 100 rubles when your account has a minus, and at the same time spend the borrowed money in full on any needs, then the replenishment amount should cover the entire debt.

For example:

On the account -30 rubles. We borrowed 150 rubles from MTS for a phone.

30+150=120 rub. turned out to be an available balance.

For three days, 100 rubles were written off for paid communication operations. 20 left. Upon expiration of the loan period, if the balance is not topped up ahead of schedule, MTS debits its funds from the subscriber’s mobile account.

It follows from this that you need to put enough bills on your balance to get out of the minus, and so that it is enough to write off the commission for borrowing money from MTS - 10 rubles. It will be possible to use the number with a positive balance on the number account. If there is a minus on the phone, the client’s number is blocked until the debt is repaid.

You can deposit money into your account for the promised payment ahead of schedule, the commission will not be less, it will be debited in any case. If you delay the repayment of loans taken out, the mobile network provider may block the ability to use the promised payment function for a specific subscriber for a certain period.

Connecting to the service With full trust

The MTS company provides a unique service for communication without restrictions, even with a minus on the phone. The option is called on full confidence By connecting it, you can use communication services until the credit limit of the number reaches -300 rubles. The spent funds are reimbursed in one replenishment at the end of the month. Pros of this add-on:

• activated for free;
• There is no additional fee for use;
• operates on an ongoing basis.

For those MTS subscribers who actively use the promised payment service and other operator offers, the maximum limit increases after every six months.

Conclusion

The ability to borrow from a mobile operator is a convenient option. It is very easy to activate: you only need one request with mobile smartphone. Loyal reward for using funds of this operator makes the service accessible. The article describes in detail how to borrow money from MTS and how to repay credit debt.

Today everyone mobile operator provides the subscriber with the opportunity to borrow funds and MTS is included in the line of these operators. Such services have been available for a long time. Today, cellular communications are available to almost all people, and even in the most remote wilderness you can get several sticks on the connection indicator.

Many people have found themselves in a situation where they need to make a very urgent call, there are no funds in their account, and there is no opportunity to top up their account in the near future. It is for such situations that a service has been created, according to which you can borrow funds from a cellular operator. MTS provides trust payment for different amounts and terms, but in order to borrow different amounts from a given operator, a certain compliance with the terms of use is necessary, similar conditions can be found extremely rarely.

How to borrow from 10 to 700 rubles on MTS?

The most common option is the MTS Promised Payment service, it is available to all network users, but for those who have just connected, the maximum loan amount is 50 rubles. But then the limit can increase and reach as much as 800 rubles per week. However, the limit grows not depending on how much time a person uses the connection, but depending on the monthly communication costs.

In order to be able to take out a loan in the amount of 100, 200 rubles, communication costs in the previous month must be at least 300 rubles. An amount of 300-400 rubles can only be obtained at a cost of 301-500 rubles. If a network user spends more than 501 rubles per month, then he can take out a loan ranging from 500 to 800 rubles. Regardless of your monthly expenses, you can take out the amount of 50 rubles at any time.

But there are certain restrictions on using a loan, because until the loan funds are repaid, it seems impossible to take out a loan again. But in the case when the user’s monthly expenses are equal to or exceed 500 rubles, he can take out a loan per week, the maximum amount of which is 800 rubles. There are a number of MTS services that are not compatible with the “Promised Payment”, for example, services such as “In full confidence” and “Credit” include a negative balance limit; under these conditions there is no need for a loan.

In order to borrow a certain amount, you need to dial *111*123# , then enter the required amount and make a call. For example, if you need to take out a loan of 50 rubles, then you need to dial *111*123#50 and call. After this, you will receive a report confirming that the MTS Promised Payment service has been activated.

You can also use the Internet assistant or dial the number 1113 . If you need to take less than 20 rubles, then the service can be used for free, if more than 20 rubles, then 5 rubles will be charged from the account subscription fee. The MTS trust payment is provided for a week and, based on this, during this period the subscriber must deposit this amount into his account.

How to borrow on MTS if the balance is negative?

“Promised payment MTS” will come to the rescue even when the balance is below zero. In this case, you need to top up your account immediately after connecting to the service. However, in this situation there are certain limitations. Borrowing funds with a negative balance is permissible only if the negative balance is no more than 30 rubles. If there is -31 rubles in the account, then you will no longer be able to take out a loan.

To be able to call with a negative balance, there is a “Credit” service. According to its terms, you can communicate at a minus of up to 300 rubles. In certain MTS tariffs, the “Credit” service is available by default. It is very important to be aware of at this moment. After all, if the amount exceeds the limit and the bill is not paid on time, the number may be blocked.

In order to use the service, you must send SMS with a number 1 to the number 2828 , and to turn it off send to this number 0. If you have problems connecting, you can dial *111*30# and onwards 1 to connect to the same number 2 to disable the service. If you use the “Credit” service, then it is impossible to activate the “Promised payment” service. Access to communication with a negative balance can also be obtained using the “On Full Trust” tariff.

How to take an MTS trust payment from 50 to 3,000 rubles or more?

The maximum debt limit in MTS is 800 rubles, but there is a tariff with a default credit limit. That is, you will not have the need to use the above services. You can simply communicate up to a certain negative amount, which can be 3000 rubles, this level can even be exceeded. To meet such needs, there is a service “In Full Trust”.

This service has a default limit of 300 rubles. However, after six months, with timely monthly payments, this limit increases to an amount that is 50% of the monthly payments. That is, if you spend 6,000 rubles a month on using MTS services, then your limit is 3,000 rubles. But for this you need to be a bona fide MTS subscriber for more than 3 months. When connected, the balance must be positive.

The limit is increased in the case of timely payment of bills, constantly increasing costs for MTS services; the limit must be exceeded by at least 50 rubles. In case of late payment of the bill, the maximum limit remains the same (RUR 300).

To activate the service you need to dial *111*32# and call, as well as using the Internet assistant. “On full confidence” is an excellent service for those who have high communication costs and sometimes don’t even have enough time to top up their account.

Each of us has faced a problem when we need to stay in touch with people, but the money on our balance suddenly runs out. It’s good when there is a terminal nearby and you can easily top up your account, but what can you do if this is not possible?

After all, we are not always within the city limits, but when we are in nature or on the road, we can put money on mobile phone much more difficult. However, the mobile operator MTS found a way out of even this situation.

The company gives its subscribers an excellent opportunity to borrow money directly from the operator.

When the balance is close to zero, only one thought can come to mind: how to borrow money for MTS. By enabling the option to borrow funds, they are automatically added to your balance.

After which they can be used for any type of service, according to the tariff plan for your number. The subscriber can receive up to 800 rubles for a period of up to 3 days.

This service is available only to those subscribers whose balance does not exceed a debt of 30 rubles. This type of loan is available to subscribers of any tariff plans, with the exception of the following tariff line: “Your Country”, “Guest”, “Basic 092013” ​​and “MTS iPad”.

How to borrow money on MTS?

There is a special service that allows you to borrow a certain amount of funds from a telecom operator, it is called “Promised payment”. Its essence is as follows.

When the need arises, the subscriber orders this option, which allows you to top up your SIM card on credit. The amount you can count on directly depends on previous communication expenses for a monthly period of time.

Subscribers who meet the following requirements can use the promised payment:

1. do not use deferred payment;
2. “Credit” or “On Full Trust” services are not activated;
3. The already connected promised payment is no longer valid.

It is also worth considering the fact that if a subscriber uses MTS services for no more than 60 days or he has a debt on the first day of a given month, then the promised payment will be available only if the account is positive and only in the amount of 50 rubles.

To activate the “Promised payment” option, enter the following USSD command on your keyboard * 111 * 123 #. You can also use the personal Internet assistant, where you will need to go to the “Payment” menu, then select the “Promised payment” item.

Or just call special number 1113. As you can see, almost every subscriber can borrow money from MTS on their phone. The only thing is that the loan amount will depend on the funds spent on communication by the subscriber in previous months.

Depending on the amount of the promised payment, the client will be charged different fees. If the loan is up to 30 rubles, then the service is free; if the payment is from 31 to 99 rubles, then the subscriber will be charged an additional 7 rubles for using the service.

The larger the amount of funds borrowed, the higher the fee for their use. The subscriber can set the amount of this payment independently; only the upper limit is limited.

How to borrow money for MTS using an MTS modem?

If you need to top up your account on an Internet modem from MTS, but this is not possible, then you can connect to the “Promised Payment” directly from your personal account.

Tariffs for this type the services are exactly the same as for a mobile phone. In order to enable this option, log in to the Internet assistant, then go to the “Payment” section, and then select the “Promised payment” subsection.

Select the required amount and activate the service. After which the selected amount will be credited to your balance. After the subscriber tops up his personal account, funds will be automatically withheld to pay off the debt.

How to borrow from MTS,can be found at an MTS service point by phone hotline or on the operator’s official website.How to receive the promised payment from MTS,if your phone has a negative balance, you will learn about this and much more from our article.

How to borrow from MTS on your phone

How to borrow from MTS if the account balance is negative? Very simple. You must use the “Promised Payment” service provided by the operator.

PLEASE NOTE! Borrow money from MTSgives if the balance on the phone is minus no more than 30 rubles.

There are several ways to borrow money from MTS:

• dial number 1113 and follow the instructions of the MTS employee;
• dial *111*123# on your phone;
• using the Internet assistant (on the website http://www.mts.ru, in the “Payment” section, subsection “Promised payment”).

To borrow more than 30 rubles from MTS, you must pay a commission, which is:

• 7 rubles, if the loan is taken in the amount from 30 to 99 rubles;
• 10 rub. - with the promised payment from 100 to 199 rubles;
• 25 rub. — from 200 to 499 rubles;
• 50 rub. - for a loan in excess of 500 rubles.

If the question is how to borrow less than 30 rubles from MTS, you don’t have to think about the commission - you don’t need to pay it for such a loan amount.

How to borrow on MTS depending on monthly communication expenses

The MTS company rewards customers who spend a certain amount of money on cellular payments every month. For example, it gives a bonus in the form of an increased amount of the promised payment. For communication costs:

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• 300 rub. and the less promised payment is 200 rubles;
• over 300 rub. up to 500 rub. — payment 400 rubles;
• over 500 rub. — payment 800 rub.

However, you can take more than 800 rubles. (if costs exceed 501 rubles per month), requesting one or more payments in addition to the main one for 800 rubles. Total amount additional payments should not be more than 800 rubles.

How to borrow from MTS if there were no communication costs while using the MTS SIM card?

PLEASE NOTE! Even when you do not spend money on mobile payments, with any positive balance you can always use the promised payment in the amount of 50 rubles.

How to borrow money from MTS in other ways

If it is not possible to control the phone balance, you can activate the “On Full Trust” service, the meaning of which is that when a certain amount is reached, even with a minus balance, the subscriber will remain in touch.

You can activate this service:

• by dialing *111*32# on your phone;
• using the “Internet assistant”;
• by calling the operator at 1113.

That is, when the balance reaches zero, the subscriber will be able to use all services, but within the limits provided. Minimum - 300 rubles.

However, MTS warns: the subscriber is provided with only one service - either “Promised payment” or “On full trust”.

How to deposit money towards a debt on MTS

If there is an opportunity to cover the debt taken out from MTS, we recommend taking advantage of it. To do this, you need to top up your phone balance using any available method.

If the replenishment amount is less than the amount borrowed, then the promised payment will be partially covered.

The MTS company has established a rule: it is necessary to repay the debt on the phone (not money borrowed from MTS!) within 7 days after it was incurred so that the number is not blocked. And only after that can the debt itself be repaid.

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